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Why Kharghar Sector 20 Is Best for Budget Buyers

When it comes to finding an affordable home in Navi Mumbai without compromising on quality of life, Kharghar’s Sector 20 stands out as a top choice. Over the past few years, Kharghar has evolved from a quiet suburb to a thriving node with modern infrastructure, green spaces, and easy connectivity. Sector 20, in particular, has emerged as the go-to location for first‑time homebuyers and budget‑conscious families. You can find ready‑to‑move 1 BHKs and 2 BHKs at prices that are significantly lower than in neighbouring sectors, while still enjoying most of the perks of living in a well‑planned township.

This blog will walk you through everything you need to know about Sector 20—from current price trends and budget‑friendly projects to nearby schools, hospitals, and upcoming developments like the Navi Mumbai International Airport. By the end, you’ll understand why “buy Kharghar 20” is a smart move if you want modern living without burning a hole in your pocket.

Understanding Kharghar: Navi Mumbai’s Emerging Hub

Kharghar is one of Navi Mumbai’s 14 nodes, conceived in the early 1990s by CIDCO to decongest Mumbai city. Nestled against the majestic Kharghar Hills, this node has witnessed rapid growth due to its strategic location, ample green spaces, and well‑laid road network. In 2025, Kharghar is not just another suburb—it’s a mini‑city within Navi Mumbai with its own commercial centres, educational institutions, and vibrant nightlife.

What makes Kharghar stand out among other nodes is its balance between nature and infrastructure. Central Park, spanning 113 acres, is one of the largest parks in Asia and offers jogging tracks, a children’s play area, and beautiful landscaping that draws families and fitness enthusiasts. Nearby, the Kharghar Hills serve as a backdrop for weekend treks and picnics. At the same time, Kharghar’s proximity to the Mumbai–Pune Highway, reliable suburban railway connectivity, and upcoming metro and coastal road projects ensure commuting is a breeze. This blend of urban amenities and green zones makes Kharghar an attractive destination for homebuyers who want the best of both worlds.

Sector 20: Location and Highlights

Sector 20 is situated on the southern edge of Kharghar, bordering the Mumbai–Pune Highway. It enjoys direct access to the Sion–Panvel Highway (NH 48) and is just a 10–15 minute drive to the Kharghar Railway Station on the Harbour line. A half‑hour train ride from Chhatrapati Shivaji Maharaj Terminus (CSMT) makes it convenient for those who work in South Mumbai or Lower Parel.

What sets Sector 20 apart is its calm, residential character. Unlike Sectors 30 or 35, which have become busier and more commercialized, Sector 20 still retains a village‑like quietude, with tree‑lined lanes and low‑rise buildings. Yet, it is just a stone’s throw from larger malls like Inorbit Mall and Seawoods Grand Central (both under 10 km away), meaning you aren’t sacrificing urban conveniences for affordability.

Key highlights of Sector 20 include:

  • Proximity to Major Roads: Immediate access to the Mumbai–Pune Highway, making long drives or weekend getaways to Lonavala and Pune easy.
  • Upcoming Coastal Road: The Kharghar Coastal Road project, slated to be operational in late 2025, will directly connect Sector 20 to the Vashi Freeway, reducing travel time to Thane and Powai by 20 minutes.
  • Well‑Planned Layout: CIDCO’s grid‑style layout ensures wide roads, adequate drainage, and dedicated green spaces, reducing chances of waterlogging during monsoon.

For budget buyers, these advantages mean that you can still access everything Kharghar offers—train, highways, schools, parks—without having to pay premium rates that you’d find in the more central sectors.

Current Price Trends in Sector 20

One of the biggest reasons budget buyers are flocking to Sector 20 is the price per square foot. As of mid‑2025, the average rate in Sector 20 is around ₹17,500 per sq. ft., which is about 10–12 percent lower than more developed sectors like 30 or 35, where rates hover around ₹19,500–₹20,000 per sq. ft.

1 BHK Flats

  • Price Range: ₹55 lakh to ₹65 lakh
  • Carpet Area: 350–450 sq. ft.
  • Average Rate: ₹15,000–₹16,000 per sq. ft.

These flats are generally offered by local developers or in smaller co‑operative housing societies (CHS), which keeps maintenance charges low. For someone who wants to “buy Kharghar 20” on a tight budget, a studio or 1 BHK in an older CHS can start as low as ₹50 lakh; ready‑to‑move options around ₹55 lakh are common.

2 BHK Flats

  • Price Range: ₹75 lakh to ₹90 lakh
  • Carpet Area: 700–850 sq. ft.
  • Average Rate: ₹17,000–₹18,000 per sq. ft.

2 BHKs are especially popular with young families and working professionals who need a little extra space. In 2025, mid‑range developers like Doshi Om Apartments and Giriraj Horizon have priced their 2 BHKs at around ₹75–₹85 lakh, making them affordable choices compared to sectors 30 or 35 where 2 BHKs often start close to ₹1 crore.

3 BHK Flats

  • Price Range: ₹1 crore to ₹1.25 crore
  • Carpet Area: 1,000–1,200 sq. ft.
  • Average Rate: ₹17,500–₹18,500 per sq. ft.

While 3 BHKs are at the upper end of “budget” in Sector 20, these units still cost around 15–20 percent less than comparable flats in sectors 30 or 35. Shah Kingdom IV, for instance, offers ready‑to‑move 3 BHKs for about ₹1.03 crore to ₹1.06 crore (around ₹14,000 per sq. ft. carpet rate).

Overall, if you compare the same carpet area, buyers in Sector 20 can save anywhere from ₹2,000 to ₹3,000 per sq. ft. simply by choosing this sector. Over an 800 sq. ft. 2 BHK, that can translate into a saving of ₹16 lakh to ₹24 lakh—money that can be used for home furnishing or education rather than simply paying a premium for location.

Budget‑Friendly Projects in Sector 20

While Sector 20 is dotted with older co‑operative housing societies, there are also several new and under‑construction projects tailored for budget buyers. Most of these projects are marketed by mid‑sized developers who focus on delivering basic amenities at attractive prices. Below are some of the best budget‑friendly options as of mid‑2025.

1. Rachana Shilp CHS

  • Configuration: 1 BHK, 2 BHK
  • Typical Price: ₹55 lakh for 1 BHK (600 sq. ft.), ₹75 lakh for 2 BHK (800 sq. ft.)
  • Highlights:
    • Ready to move
    • RERA registered
    • Located within 1 km of the chowk (market area) for daily groceries and utilities
    • Moderate maintenance charges (around ₹2 / sq. ft.)
  • Why It’s Good for Budget Buyers: As an older certified project, Rachana Shilp often provides some of the lowest stamp‑duty costs on resale 1 BHKs, which further reduces your initial outlay.

2. Sai Prasad CHS

  • Configuration: 2 BHK (711 sq. ft. carpet)
  • Typical Price: Around ₹75 lakh (₹10,500 per sq. ft. plot area)
  • Highlights:
    • Low maintenance society (around ₹3 / sq. ft.)
    • Society clubhouse with basic gym and multipurpose hall
    • Located next to the open playground, so you get a good view and cross‑ventilation
    • In‑house water supply from CIDCO
  • Why It’s Good for Budget Buyers: The plot area rate is among the lowest in Kharghar in 2025, and resale units often come with minor furniture included (e.g., built‑in cabinets) which cuts furnishing costs.

3. Jai Laxmi CHS

  • Configuration: 2 BHK (800 sq. ft. built‑up)
  • Typical Price: Starts from ₹80 lakh
  • Highlights:
    • RERA registered and ready to move
    • Parking included in the base price (unlike many societies where parking costs extra)
    • Street lights and gated entry with security personnel
    • Close to Sector 20 bus stop (just a 2‑minute walk)
  • Why It’s Good for Budget Buyers: Jai Laxmi CHS keeps hidden costs low (no society transfer fees above the CIDCO cap), and you often find owners willing to negotiate down by ₹3–₹5 lakh on a resale 2 BHK.

4. Noble Kubra Heights (Under Construction)

  • Configuration: 1 BHK (735 sq. ft.)
  • Price Range: ₹55 lakh – ₹75 lakh
  • Possession: Scheduled October 2025
  • Highlights:
    • Small‑scale project with only two wings, reducing common area charges
    • Basic clubhouse, children’s play area, and multipurpose hall included in the common development charges
    • Earthquake‑resistant RCC structure
    • Located on a 50 ft. road with a direct link to NH 48
  • Why It’s Good for Budget Buyers: Newer construction means fewer maintenance hassles and lower repair costs for the first few years. Delivered by a smaller developer, you can negotiate early on booking to get attractive payment plans—such as 10% down payment and balance at possession.

5. Shah Kingdom Phase II & IV

  • Configuration: 3 BHK (734 sq. ft. carpet)
  • Price Range: ₹1.03 crore – ₹1.06 crore
  • Possession: Phase II completed, Phase IV possession by mid‑2024 (four months old)
  • Highlights:
    • Branded developer (Shah Group), so you get quality assurance, even if the price is slightly higher
    • Flood‑resistant ground floor, large landscaped gardens, and dedicated jogging track
    • Proximity to upcoming Metro station (within 800 m)
  • Why It’s Attractive Even Though It’s a Bit Pricier: Compared to similar carpet area 3 BHKs in sectors 30/35, this is still 10–15 percent cheaper. Plus, with a strong developer track record, loan sanctions from all major banks are readily available, and resale demand is high if you decide to move later.

In short, whether you’re looking for a small 1 BHK under ₹60 lakh or a spacious 2 BHK under ₹85 lakh, Sector 20 offers a diverse set of options for budget buyers. By focusing on mid‑sized developers and co-operative housing societies, you can own one of Navi Mumbai’s fastest‑growing nodes without a huge financial burden.

Connectivity and Infrastructure

For any homebuyer—especially those on a budget—connectivity and basic infrastructure are crucial factors. Sector 20 scores high on both counts, making daily commutes and errands easier.

Road Connectivity

  • Mumbai–Pune Highway (NH 48): Sector 20 sits right off this major highway, making day trips to Lonavala, Pune, or even Alibaug convenient. Traffic during peak hours (8 am–11 am and 5 pm–8 pm) can be heavy, but overall travel to Vashi or Panvel takes just 15–20 minutes by car..
  • Sion–Panvel Highway: This four‑lane highway bypasses congested townships and directly connects to Godrej Hill Retreat, Parsik Hill, and Thane–Belapur Road. If you work in Turbhe MIDC or Taloja, commuting is under 20 minutes..
  • Kharghar Coastal Road: Set to be operational in late 2025, this 9.679 km coastal road will link Sector 20 to Vashi via Kharghar Hills. Once completed, travel time to Nerul and CBD Belapur will reduce by at least 15 minutes, and you can avoid the usual Highway scaffolding and potholes..

Rail Connectivity

  • Kharghar Railway Station: Located on the Harbour line, trains to Vashi and CST depart every 15 minutes during peak hours. The station is about 4 km from the heart of Sector 20, accessible via local BEST buses or auto‑rickshaws. A typical train ride to CBD Belapur is under 10 minutes, while to Panvel it’s just 5 minutes..
  • Upcoming Metro: The Belapur–Kharghar–Taloja Metro line (Line 1 of Navi Mumbai Metro) is expected to be inaugurated by December 2025. The nearest metro station to Sector 20 will be “Central Park Station,” which is a 7‑minute auto ride away. This will further reduce travel times to CBD Belapur and Kharghar residential sectors.

Bus and Local Transport

  • BEST & NMMT Buses: Sector 20 is served by NMMT buses (routes 30, 32, 33) connecting to Vashi, Nerul, and Panvel every 20–30 minutes from 6 am to 10 pm. BEST AC buses also run to Chembur and Bandra at regular intervals. Auto‑rickshaws and shared vans are plentiful, with most trips within Kharghar costing under ₹50.
  • Private Cabs and Ride‑Hailing: Ola and Uber operate widely in Kharghar. A 15‑minute ride to Vashi station during non‑peak hours often costs between ₹150 and ₹180. For families on a budget, pooling rides or using local share‑auto services costs even less.

Utilities and Services

  • Water Supply: CIDCO water supply is regular, and most societies have their own water tanks that fill once every 1–2 days. In the driest summer months (March–May), you might need a private tanker for ₹1,500–₹2,000 if the local pressure drops.
  • Electricity: Provided by BEST, outages are rare (1–2 times a month) and usually fixed within an hour. You’ll pay a fixed meter rent of around ₹25–₹35 per month, plus usage charges.
  • Internet & Cable: All major broadband providers (JioFiber, Airtel Xstream, Hathway) cover Sector 20. Unlimited 200 Mbps plans are available under ₹700 per month. Cable TV is around ₹250 per month with 200+ channels.

Thanks to these connectivity features and reliable utilities, living in Sector 20 can feel as convenient as any major suburb—all without the high costs typically found in Central Navi Mumbai.

Social Infrastructure and Amenities

Owning a budget home is one thing; having basic amenities close by is another. In Sector 20, you’ll find a solid mix of schools, healthcare centres, markets, and recreational spots—often within a 2–3 km radius.

Educational Institutions

  • Al Ameen International School (Sector 20): Offers CBSE curriculum from Play School to Grade 12. Known for decent infrastructure and a mid‑range fee structure of ₹60,000–₹70,000 per year.
  • DAV Public School (Sector 16, 2 km away): One of the top CBSE schools in Navi Mumbai with football grounds, science labs, and smart classrooms. Annual fees range from ₹80,000 to ₹1 lakh.
  • DY Patil International School (Sector 24, ~2.5 km away): ICSE board, world‑class facilities, and moderate fees of ₹1 lakh per year.
  • MH Saboo Siddik College of Engineering (~5 km away in Nerul): If you have older kids, coaching for JEE or MHT‑CET is readily available in nearby Nerul and Vashi.

Healthcare Centres

  • MGM New Bombay Hospital (Sector 12, 3 km away): Multi‑speciality facility with cardiology, orthopaedics, and a modern ICU.
  • CPPS Hospital (Sector 26, ~4 km away): Known for general medicine, paediatrics, and minor surgeries.
  • Sahyadri Hospitals (Vashi, 10 km away): Tertiary care, 24×7 ER, and advanced diagnostics.
  • Local Clinics and Pathology Labs: Within Sector 20, there are at least 5 general physician clinics, 4 dental clinics, and 3 pathology labs (SRL Diagnostics, Thyrocare). A basic health checkup package costs under ₹800.

Markets and Shopping

  • Sector 20 Satellite Market (1 km radius): Shops for groceries (Reliance Smart), fresh produce, household items, and pharmacies. Local kirana stores deliver to your doorstep for orders above ₹500.
  • Kharghar Station Market (3 km): Larger shopping complex with multiple supermarkets (Big Bazaar, MORE), apparel stores, and gold jewellers.
  • Inorbit Mall (6 km): Multiplex, food court, brand outlets like Lifestyle, Pantaloons, and a Decathlon sports store. Great for weekend family outings.
  • Seawoods Grand Central Mall (8 km): One of Navi Mumbai’s largest malls with Westside, Zara, and international food courts.

Recreation and Green Spaces

  • Central Park: While technically in Sector 23, locals from Sector 20 visit daily for morning walks, children’s playgrounds, and weekly farmer’s markets.
  • Kharghar Hills: Perfect for afternoon treks and photography—about 15 minutes by auto.
  • Nisarg Udyan (Sector 33, ~5 km): A small botanical garden with a Japanese garden zone, ideal for weekend strolls.
  • Sports Facilities: The DY Patil Stadium (international cricket venue) is a 10 minute drive from Sector 20. Many societies also have badminton courts, table tennis, and small gyms in their clubhouses.

All these facilities ensure that even on a modest budget, you and your family don’t compromise on education, healthcare, or lifestyle activities. This is one of the biggest draws of “buy Kharghar 20” in 2025.

How Sector 20 Compares with Other Sectors

To appreciate Sector 20’s value proposition fully, it’s helpful to see how it stacks up against neighbouring sectors.

Sector 30 & 35 (Central Kharghar)

  • Price per sq. ft.: ₹19,500–₹20,500 (mid‑2025)
  • Pros: Closer to Kharghar Railway Station (within 1 km), more restaurants, cafés, and a larger shopping belt.
  • Cons: Heavy traffic, higher pollution levels due to coastal road construction noise, and steep prices for resale flats. A 1 BHK resale in Sector 30 easily starts at ₹75 lakh.

Sector 10 & 12 (North Kharghar)

  • Price per sq. ft.: ₹18,000–₹19,000
  • Pros: Quieter than Central, close to Sion–Panvel Highway.
  • Cons: Slightly fewer schools and a longer commute to the railway station (3–4 km). 2 BHK resale typically costs ₹85 lakh.

Sector 42 (Greenbelt Road)

  • Price per sq. ft.: ₹18,500–₹19,000
  • Pros: Scenic views, closer to Nesco/SEEPZ industrial belt.
  • Cons: Lacks immediate access to Sion–Panvel Highway; public transport frequencies are lower in early mornings and late nights.

Sector 20

  • Price per sq. ft.: ₹17,500 (average)
  • Pros: Best mix of affordability, connectivity (rail, road, upcoming metro), and essential facilities.
  • Cons: Slightly farther from Kharghar station (4 km), but well compensated by bus services and upcoming metro.

When you weigh pros and cons, the ₹2,000–₹3,000 per sq. ft. saving in Sector 20 translates to major cash in hand—often enough to furnish the flat with basic appliances or to handle registration costs without stress. For budget buyers who prioritize value for money over ultra‑prime location, Sector 20 clearly wins.

Rental Potential and Return on Investment

If you’re buying a flat in Sector 20 as an investment, you’ll be pleased to know that rental demand is healthy—especially among students, young professionals, and small families working in nearby nodes.

  • Expected Rental Yields:
    • 1 BHK: ₹12,000–₹15,000 per month, translating to a gross yield of around 2.4–3% annually on a ₹60 lakh investment.
    • 2 BHK: ₹18,000–₹22,000 per month, yielding roughly 3–3.5% annually on a ₹80 lakh investment.

Given that Navi Mumbai yields typically range from 2–3% in more expensive sectors, Sector 20’s rental yield is on par or slightly higher because rental rates are decent but purchase prices are lower.

Who Rents Here?

  • Young Professionals: People working at the CIDCO Corporate Park, Tata Institute of Social Sciences (TISS), or even in Vashi IT parks find Sector 20 affordable and well‑connected. A 2 BHK at ₹18,000 per month is cheaper than a similar unit in Vashi, which would cost ₹22,000–₹25,000.
  • Students: With colleges like St. Xavier’s College (Khandala) and engineering institutes in Kharghar and Taloja, students often rent 1 BHKs for ₹12,000–₹13,000 per month.
  • Migrant Workers: Employees working in Turbhe or Taloja industrial belts prefer Sector 20 due to cheaper rents and closer commute.

Resale Appreciation

  • Between 2023 and 2025, Sector 20 property rates have appreciated by about 8–9% year‑on‑year, driven by announcements of the Metro line, airport, and corporate park.
  • If you bought a 2 BHK at ₹65 lakh in early 2023, it likely stands at ₹75 lakh or more by mid‑2025 (depending on the exact location and amenities). This 15% appreciation over two years is comparable to other Navi Mumbai nodes but with a lower entry price.

Overall, whether you’re looking for a home you can rent out immediately or you plan to hold and sell in five years, Sector 20 offers solid returns on investment and consistent rental demand.

Future Developments That Will Boost Sector 20

A key reason Sector 20 remains budget‑friendly right now is because several major infrastructure projects are still under construction. Once these are complete, values are expected to rise even further. Here are the top developments to watch:

1. Navi Mumbai International Airport (NMIA)

  • Distance from Sector 20: Approximately 14 km
  • Status: Expected partial operations by March 2025 with domestic flights; full commercial operations by late 2025.
  • Impact: Enhances connectivity to North India, opens employment opportunities in airport‑linked businesses (hotels, cargo, retail), and drives up land values along the NH 48 corridor. Sector 20, being close to NH 48, stands to benefit from this economic boom.

2. Belapur–Kharghar–Taloja Metro (Line 1)

  • Completion Timeline: December 2025.
  • Route: Will connect CBD Belapur to Taloja, passing through Kharghar (Central Park Station) and Sector 20 buses will drop you right at the metro station.
  • Impact: Shortens commute to Belapur from 20 minutes by road to 10 minutes by metro. A big plus for those working in CBD Belapur’s IT parks or the upcoming Bhakti Park film city. Once operational, metro access alone can push prices in Sector 20 up by at least 10–12 percent over one year due to improved last‑mile connectivity.

3. Kharghar Coastal Road

  • Status: Under construction, tenders awarded in early 2024, expected completion by Q4 2025.
  • Route: Spans 9.679 km from Wadala in Mumbai (via the Eastern Freeway) to Kharghar Hills, then down to Sector 20, and finally to Nerul.
  • Impact: Relieves pressure on NH 48 by offering an alternate by‑pass for traffic heading to Vashi, Panvel, and Thane. Reduced travel time to CBD Belapur and Vashi will add to Sector 20’s appeal, driving up both demand and property rates.

4. CIDCO Corporate Park and Knowledge Park

  • Status: Phased launch from mid‑2024 to late 2026. Several MNCs have shown interest in setting up offices.
  • Impact: Creation of thousands of IT/ITES jobs within Kharghar itself, reducing the need to commute to Andheri or Vashi. Sector 20, being one of the closest residential sectors (4 km from CIDCO Corporate Park), is likely to see an influx of jobseekers and increased rental demand.

5. Environmental Concerns & Quarrying Issues

  • Ongoing Issue: Quarrying at Kharghar Hills has raised environmental and air‑quality concerns, especially for sectors 30–35. However, since Sector 20 is on the southern slope, pollution levels are less severe here compared to northern sectors.
  • Impact: While construction dust and noise from blasting are a short‑term nuisance, the longer‑term effect might be stricter regulations on quarrying. Once quarrying halts (earliest mid‑2026), you can expect the hills to become fully accessible for trekking and eco‑tourism, turning Sector 20 into a more desirable location for nature lovers.

All these factors indicate that Sector 20 is poised for substantial growth in the next two to three years. If you “buy Kharghar 20” now, you lock in prices before these projects are fully operational—potentially saving lakhs on your purchase.

Tips for Budget Buyers

Even though Sector 20 is relatively affordable, a smart buyer will still take certain precautions to maximize value and minimize headaches down the line. Here are some practical tips:

  1. Choose the Right Tower/Phase
    • In larger projects like Shah Kingdom or Giriraj Horizon, some towers face heavy noise from NH 48 or quarrying sites. Opt for north‑ or east‑facing towers to avoid highway noise and capture cooler evening breezes.
    • In co‑operative societies (Rachana Shilp, Sai Prasad), choose floors between the 3rd and 7th. Lower floors can flood during exceptionally heavy monsoons (once in 5 years), while very high floors (above 10) may have longer elevator waiting times if power backups are limited.
  2. Resale vs. New Construction
    • Resale Pros: Immediate occupancy, no GST, and faster bank loan approvals (since older flats often come with OC). You can negotiate price down by ₹5 lakh to ₹7 lakh on a ₹75 lakh flat if the owner wants a quick sale.
    • New‑Build Pros: Lower maintenance initially, modern amenities, and often developer promotions (e.g., 10:90 payment plans, floor rise waivers). But remember that new builds carry GST of 5–8 percent and may take 6 months to 2 years to complete. Compare total outlay carefully.
  3. Verify Society Records and Dues
    • Always ask for a society No Objection Certificate (NOC) stating that all maintenance fees, parking charges, and society loans are cleared by the seller.
    • Check if the society has any pending redevelopment plans (rare for small societies like Rachana Shilp but possible in SHAH Kingdom’s spread). Redevelopment can push you out for 18–24 months and stall resale.
  4. Negotiate at the Right Time
    • Monsoon season (June–August) typically sees fewer buyers, so sellers are more open to discounts of ₹3–₹5 lakh on 2 BHK units. By October–December (festival season), demand spikes and sellers hold firm on price.
    • If a developer is nearing inventory sell‑out (say only 2 towers remain unsold in Noble Kubra), they often offer freebies like false ceiling or modular kitchen at no extra charge.
  5. Compare Loan Offers
    • Different banks offer home loan interest rates between 8.5 percent and 9.2 percent (mid‑2025). SBI, HDFC, and Bank of Baroda are the most active in Kharghar. Use a pre‑approved loan letter to negotiate floor rise charges or delayed payment penalties with developers.
    • Don’t forget to ask for a processing fee waiver (usually ₹10,000–₹15,000) if you take a loan above ₹25 lakh.
  6. Check for Brokerage and Hidden Costs
    • Many sellers list their flats with local brokers who charge 1 percent of sale value (paid by buyer). Negotiate to meet the owner directly to save on brokerage.
    • Factor in hidden costs such as society transfer fees (capped at ₹25,000 by CIDCO bylaws), stamp duty (5–6 percent), registration fee (1 percent), and TDS if sale price > ₹50 lakh (1 percent). All said and done, budget an additional 7 percent on top of the flat price for these legal and registration costs.

By following these tips, budget buyers can ensure they’re not only buying at the right price but also safeguarding themselves against potential hassles down the road.

Conclusion

In 2025, Kharghar’s Sector 20 has firmly established itself as the leading choice for budget buyers in Navi Mumbai. With average rates around ₹17,500 per sq. ft., you can own a clean, well‑ventilated 2 BHK for under ₹85 lakh—a proposition that is hard to find elsewhere in the satellite city. The combination of robust road and rail connectivity (including the upcoming metro), a thriving social infrastructure (good schools, hospitals, markets), and major upcoming projects like the international airport and coastal road make Sector 20 not just an affordable address, but also one with strong growth potential.

Budget‑friendly projects—ranging from older co‑operative societies like Rachana Shilp and Jai Laxmi CHS to newer developments such as Noble Kubra Heights—offer a spectrum of options for every financial plan. Whether you are buying your first home or looking for a steady rental yield, Sector 20’s current prices allow for significant savings compared to neighbouring sectors, without sacrificing comfort or convenience.

So, if your priority is to “buy Kharghar 20” and secure a home that offers both value and a promising future, now is the right time. Lock in your price before the Metro and airport come online later this year—because once they do, the secret of Sector 20’s affordability may well be out of the bag.

Source :  Fulinspace.com

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